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You can apply for a disability loan through an online lender, bank or credit union. With an online lender, the application process is typically done completely online and can be the fastest and easiest way to receive the cash you need. However, if you’re a member of a credit union or have used a certain bank before, you may want to see if that financial institution offers discounted fees or rates to their customers.

Compare lenders before applying for a disability loan to find the best offer for your financial situation. Many online lenders now offer pre-qualification tools that allow you to see if you meet the eligibility requirements before applying to help you avoid a hard-credit check on a loan you may not qualify for.